Mortgage Underwriter - Remote | WFH Job at Get It - Real Estate, Miami Lakes, FL

cDdBTFlxeEJIU3kyZGkzZWhqb1pab085OEE9PQ==
  • Get It - Real Estate
  • Miami Lakes, FL

Job Description

We are seeking a diligent and motivated Mortgage Underwriter to join our team. If you have a passion for delivering superior customer service and possess excellent communication skills, this is the perfect opportunity for you. The ideal candidate will have a keen eye for detail and be responsible for validating income, asset, and collateral documents, including self-employed tax returns and condominium documents. As a Mortgage Underwriter, you may work across various mortgage lending types, including Conventional, Non-QM, FHA, VA, USDA, and more.

Key Responsibilities:
Review and analyze individual residential mortgage loan requests to determine approval or denial.
Examine financial statements, credit reports, ratios (such as debt-to-income and loan-to-value), appraisals, title reports, and other supporting documentation.
Validate income, employment, and asset information, as well as evaluate the value of a borrower's collateral.
Ensure files qualify for Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines based on automated findings.
Review and evaluate loan documents to determine if they meet established investor standards.
Confirm that property specifications and loan terms align with financial institution requirements and government regulations.
Maintain compliance with industry standards, state and federal laws, and disclosure requirements.
Communicate loan decisions effectively to internal lenders, coordinators, and processors.
Document the reasons for approval or denial of loans in the loan file.
Work remotely, with potential office visits as needed based on business requirements (advance notice will be given).
Perform other duties as assigned.

Minimum Qualifications:
Bachelor's degree or an equivalent combination of education and experience.
5+ years of recent experience in retail residential mortgage underwriting, with a strong understanding of FHA, VA, USDA, and Conventional guidelines.
In-depth knowledge of USDA guidelines.
DE, SAR, and LAPP certifications are a plus.
Strong understanding of ATR/QM requirements.
Experience with Encompass LOS.
Ability to thrive in a fast-paced environment while meeting minimum production standards.
High integrity and a strong work ethic.
Proficient in Microsoft Word, Excel, and Outlook.
Knowledge of compliance and disclosure requirements.
Familiarity with closing, post-closing, and quality control responsibilities.
Preference for candidates located in the EST time zone.

Who We Are:
For over 25 years, we have been dedicated to supporting our communities and helping our partners thrive. As a full-service mortgage lender, we specialize in providing tailored mortgage products to meet the needs of our clients. Our team is made up of seasoned professionals who understand the ever-evolving mortgage industry and are committed to offering ethical, transparent, and personalized advice. We pride ourselves on creating a culture of integrity and excellence, delivering the best customer service possible, and adapting to industry changes to provide our clients with the best financing options available.
Employment Type: Full-Time
Salary: $ 15.00 20.00 Per Hour

Job Tags

Hourly pay, Full time, Remote job,

Similar Jobs

Skagit Regional Health

Medical Assistant Certified Job at Skagit Regional Health

 ...Locations: Arlington, Riverbend, Station Square, Smokey Point, Mount Vernon, Little Mountain Departments: Pediatrics, Urgent Care, Cardiology, Orthopedics, Family Medicine, General Surgery, Sleep Medicine, Gastroenterology, Otolaryngology, Rheumatology, Neurology,... 

Jimmy John's (Inspire Brands)

Associate Manager, Brand PR Job at Jimmy John's (Inspire Brands)

 ...As Associate Manager, Brand PR for Jimmy Johns (Inspire Brands), you will be instrumental in supporting all external PR activities. Your role will be responsible for helping to develop and implement unique, ownable campaigns that drive awareness, generate buzz, and enhance... 

Sonesta ES Suites Chicago Downtown - Magnificent Mile

Shuttle Van Driver - FT + tips Job at Sonesta ES Suites Chicago Downtown - Magnificent Mile

 ...Job Description Summary The Van Driver (VD) operates the hotel van to and from guest...  ...standards. Respond to all guest requests for shuttle service in a prompt and courteous manner;...  ...accordance with state laws; observe all airport rules pertaining the shuttle vehicles.... 

Inter-Con Security

Security Account Manager Job at Inter-Con Security

 ...Overview Founded in 1973, Inter-Con Security Systems, Inc. is a leading global security company, providing a full range of physical security...  ...employs over 35,000 security personnel world-wide, trained and managed by a team of professionals with unsurpassed military, law... 

CMI Group Aerospace & Defense

Delivery Van Driver - Local Driving Only Job at CMI Group Aerospace & Defense

 ...Local Delivery Van Driver The driver would primarily deliver and pick up aerospace parts in and around the Phoenix area using our delivery...  ...~ Medical, dental and vision insurance options ~ Short and long term disability available Duties and Requirements: ...